StellarXLM#15

Stellar (XLM) is a blockchain platform designed to facilitate fast, low-cost cross-border payments and financial inclusion worldwide. Created by Jed McCaleb, co-founder of Ripple, Stellar aims to connect financial institutions, payment systems, and people to move money quickly and reliably. The platform uses a unique consensus algorithm that doesn't rely on energy-intensive mining, making it environmentally friendly and efficient. Stellar's network can process thousands of transactions per second with settlement times of just 3-5 seconds and minimal fees. The XLM token, called Lumens, serves as a bridge currency for cross-currency transactions and helps prevent spam on the network.